NABT 2026 Annual Conference

This panel will explore recent and emerging developments under Articles 9 and 12 of the Uniform Commercial Code and their practical impact in Chapter 7 cases. Panelists will review key updates to Article 9 governing secured transactions, with a focus on recent issues that commonly arise in bankruptcy, including merchant cash advances. The discussion will also introduce Article 12, which addresses controllable electronic records, including digital assets, and examine how these provisions interact with existing secured lending and bankruptcy frameworks. Attendees will gain practical insights into how trustees should approach collateral, perfection, and avoidance issues in light of these changes.